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Islamic Finance - Why It Makes Sense

Matlamat kewangan Islam adalah memastikan setiap transaksi kewangan patuh Syariah. Daud Vicary Abdullah dan Keon Chee dalam buku Islamic Finance Why It Makes Sense menggariskan 5 prinsip yang mesti diikuti bagi mencapai matlamat itu:

  1. percaya syariat Islam;
  2. tinggalkan riba (interest);
  3. jauhi pelaburan yang haram;
  4. menggalakkan perkongsian risiko;
  5. pembiayaan berasaskan aset sebenar.

Mohon mendaftar untuk mendapatkan informasi percuma mengenai fiqah muamalat dan hal ehwal kewangan Islam semasa:

Q & A on the Real Deal

Fiqh of transaction is one of the topics in Islamic jurisprudence. Learning fiqh of transaction is exciting. It teaches us on how to make a ‘real deal’ with people in daily life activities such as buying, selling, leasing, sharing etc.

Umar Ibn al-Khattab (may Allah be pleased with him) said:
“No one should sell in our markets except one who has understanding in the religion.” [Al-Tirmidhi]

If you have any questions related to fiqh of transactions, please let me know by sending your private message or leaving your comment here.

Jazakumullahu khayra.

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Skim Cepat Kaya (Lingkup)

Jemput baca artikel bertajuk Skim Cepat Kaya di Majalah al-Ustaz, volume 03 no. 32.

Skim Cepat Kaya

Disclaimer: Formula NO SCAM dalam artikel itu dipetik dari blog Irfan Khairi.

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Available at: https://www.facebook.com/alnaqiy

Rasulullah (peace be upon Him) is an example for the Muslim to follow in every aspect of life, as it is mentioned in the Quran:

“There has certainly been for you in the Messenger of Allah an excellent pattern for anyone whose hope is in Allah and the Last Day and [who] remembers Allah often.” [Al-Ahzab, 21]

How to Become a Successful Businessman?

Rasulullah is a successful businessman. The Holy Prophet Muhammad not only did his trading justly but laid the fundamental principles for just and fair trading. [click to continue…]

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Muat turun di sini.

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Available at: http://alnaqiy.com/home/article/budget-2015-investment-account-platform-iap/

In 2015 Budget speech, YAB Dato’ Sri Mohd Najib Tun Haji Abdul Razak said that the Government will introduce a new Sharia-compliant investment product called the Investment Account Platform (IAP) next year, with an initial start-up fund of RM150 million.

IAP will provide opportunities to investors in financing entrepreneurial activities and developing viable Small and Medium Enterprises (SMEs). At the same time, IAP will be a platform to attract institutional and individual investors including high net worth individuals to invest in the Islamic financial market. In other words, it provides choices for banking clients as to where they can deposit their money.

As an incentive to utilise this platform, the Government proposes individual investors be given income tax exemption on profits earned from qualifying investment for three consecutive years.

We were unable to get more information on the detailed features of the IAP when we produced this write up, however, in due course, once implementation takes place, we are optimistic that the policy makers will make further announcements about it. [click to continue…]

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Petikan asal: https://www.facebook.com/muamalat.my

Soalan:

Bagaimana hukum menjalankan perniagaan memancing di kolam berbayar?

Jawapan:

Dalam hadis Nabi SAW daripada Ibn Mas’ud r.a katanya, Rasulullah SAW berkata: “Janganlah kamu jual ikan di dalam air, kerana ia adalah gharar.” [Direkodkan oleh Imam Ahmad dalam Musnad, juga oleh Abu Nu’aym dalam Hulyah al-Awliya’]

عَنْ عَبْدِ اللَّهِ بْنِ مَسْعُودٍ قَالَ قَالَ رَسُولُ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ لَا تَشْتَرُوا السَّمَكَ فِي الْمَاءِ فَإِنَّهُ غَرَرٌ

Apa yang dimaksudkan dengan “gharar” ialah transaksi yang tidak jelas hasilnya. Jual ikan dalam air, belum tentu berapa ekor dapat. Kalau beli ikan di pasar borong RM20, jelas berapa ekor dapat. Tapi beli ikan yang ada dalam air, belum tentu dapat seekor. Itulah maksud gharar, suatu yang tak jelas hasilnya. [click to continue…]

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