There will be difficult times, and there are times that you’re in abundance. Hence, we need to spend wisely and manage our wealth before crisis presents itself.

“What the wise man does in the beginning, the fool does in the end” (Old proverb). In Surah Yusuf 12:47-49, the Al-Quran has taught us to save what we have for difficult times. In those verses, we are reminded to be thrifty before we are tested with something of fear, hunger, loss of wealth, lives and fruits.

In the end, those who spend wisely and are patient (As-Sabirun) when they are tested will be given glad tidings, for there is no doubt that the Al-Quran is a guidance to those who are Al-Muttaqun.