Kewangan Islam

Aset Kukuh Perniagaan

Setiap hari dalam perjalanan balik dari ofis, ada satu papan tanda yang besar. Pada papan tanda itu, perkataan KEPERCAYAAN (TRUST) dicetak lebih tebal & gelap daripada perkataan lain. Ia menekankan tentang kepercayaan sebagai aset kukuh perniagaan. Memang membekas melihat iklan itu! Dan dalam buku ‘Beginilah Rasulullah Berbisnes’, zaman Rasulullah yang aktif dengan aktiviti perniagaan yang jarang disentuh, berjaya diserlahkan dengan cemerlang. Modal utama Rasulullah adalah ‘trust’ (al-amin). PS: Dream –… Read More »Aset Kukuh Perniagaan

Manners in Giving Zakah

MANNERS IN GIVING ZAKAH

[The original posting can be found at: http://alnaqiy.com/home/article/manners-in-giving-zakah/]

As a Muslim, we should aim for perfection in every part of our lives and make our motto: ‘excellence is a minimum requirement.’

Observe the perfection of the sky. Notice the amount of colors it consists of. Look at the colors classification. They are colors that comfort the eyes and nerves. Imagine how beautiful and amazing it is.

Now if we focus on zakah, there are some manners that should be applied in order to ensure that zakah has been fulfilled perfectly. The manners are listed below:Read More »Manners in Giving Zakah

Is Scouting Around for the Best Hibah Rate for Deposit Accounts Permissible?

Available at: http://alnaqiy.com/home/article/question-is-scouting-around-for-the-best-hibah-rate-for-deposit-accounts-permissible/

Before answering the question, first we need to understand what the underlying contracts for deposit accounts are. Deposit accounts can be divided into two; savings account and current account.

In Malaysia, savings account offered by Islamic banks is generally under the contract of wadi’ah yad dhamanah (safe keeping with guarantee), mudharabah (profit sharing) and qard (benevolent loan). This article will be focusing on the first contract as it has to do with hibah (gift).Read More »Is Scouting Around for the Best Hibah Rate for Deposit Accounts Permissible?